Got in a car accident driving my dad's car.?

D

Darla

New member
I was driving my dad's car, I hit a parked car my father has full cover for his insurance but I am not on his policy I have no insurance. Will his insurance cover for the car repiar? I live in California, what will we need to do or say. PLEASE HELP ME OUT THX
But there is another problem ..I have no driver license!!
 
Relax. I assume that you still live at home and with your father. His insurance should cover it since the insurance company insures your fathers car. However, I hope that you got a police report. Some insurance companies will not cover an accident without a valid police report. Also, your father will be responsible to pay the deductible amount according to his particular policy.
 
Yes, his insurance will cover you if you had his permissin to drive the car. However, if you drive frequently--say twice a month or more, you do need to be added as a driver. Have Dad report the accident to his agent/company right away.

Dad may have to pay extra premium for you, maybe back to the time you got your license; the agent/company can tell you.
 
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