Im 19 and in debt. me and my husband bring home about $1200 a month.
We owe collections 4000 and food stamps from another state 1800
I'm really lost on what to do and how to do it.
We also do not have a car and are really struggling without one. So on top of all our debt we need to somehow save up for a car, nothing fancy.
Last i spoke to the debt collector he said i had 30 days to pay it all or start a payment plan. we of course did not have the sum and the lowest payment plan was 225 a month for 16 months. thats impossible! I asked him what would happen after the 30 days and he said id be sent to credit. Now where does that lead me?
I dont want to be in debt for 7 years. I'm young and trying to get my life on track but it seems like im in a black whole.
The debt for 4000 was from our last apartment. When we first moved in my husband had a great paying job with 40 hours a week. One day he went in and got fired. being a right to work state (FL) there was nothing we could do. And never found out the reason why this happened.
At the time i had an ok job and then switched jobs. In the end we could not come up with the rent. The landlord wanted all or nothing each month.
Anyways, im trying to find guidance.
Please don't reply with stupid answers. This is my life. If your just looking for points go bug someone that wants to know if their ugly or not.
thanks, Jess.
I don't have any bills except for rent and phone. and i have metro pcs. And still i have no money. my rent is only 660 a month!!!!!!!!
My parents have helped as much as humanly possible. i feel bad to even ask my dad to use his car to do laundry.
... If we dont have jobs then tell me how we make 1200 a month. O yeah i forgot about that money tree i grew in the back yard!
We owe collections 4000 and food stamps from another state 1800
I'm really lost on what to do and how to do it.
We also do not have a car and are really struggling without one. So on top of all our debt we need to somehow save up for a car, nothing fancy.
Last i spoke to the debt collector he said i had 30 days to pay it all or start a payment plan. we of course did not have the sum and the lowest payment plan was 225 a month for 16 months. thats impossible! I asked him what would happen after the 30 days and he said id be sent to credit. Now where does that lead me?
I dont want to be in debt for 7 years. I'm young and trying to get my life on track but it seems like im in a black whole.
The debt for 4000 was from our last apartment. When we first moved in my husband had a great paying job with 40 hours a week. One day he went in and got fired. being a right to work state (FL) there was nothing we could do. And never found out the reason why this happened.
At the time i had an ok job and then switched jobs. In the end we could not come up with the rent. The landlord wanted all or nothing each month.
Anyways, im trying to find guidance.
Please don't reply with stupid answers. This is my life. If your just looking for points go bug someone that wants to know if their ugly or not.
thanks, Jess.
I don't have any bills except for rent and phone. and i have metro pcs. And still i have no money. my rent is only 660 a month!!!!!!!!
My parents have helped as much as humanly possible. i feel bad to even ask my dad to use his car to do laundry.
... If we dont have jobs then tell me how we make 1200 a month. O yeah i forgot about that money tree i grew in the back yard!