My daughter had a wreck because, she's dumb enough to drive all over the place at 3 a.m., when the bars are letting out.
She was cleared of fault and got a check for the damages to her car, which was totaled. (She wasn't hurt.) She didn't want to deal with the problems of getting a new car, applying for credit, etc. so, she ignored everything, saying she was too busy. She bought another car that needs work and, is paying for that so, needs her funds.
She's had a rental car for a month and a half, to the total of $2,400. The rental company took the car from her yesterday. They said the amount would be taken from her checking account on Monday and there will not be enough money in the account to cover it.
We thought it best to close the account and open a new one, to save the money. But then, we thought it might mean she would have a hot check status, even though it wasn't a check. And she might then be arrested, I don't know.
And then, we thought maybe she should take out all but $50.00 so, it's just an overdraft.
Other than telling her how stupid this was, what should she do?
She was cleared of fault and got a check for the damages to her car, which was totaled. (She wasn't hurt.) She didn't want to deal with the problems of getting a new car, applying for credit, etc. so, she ignored everything, saying she was too busy. She bought another car that needs work and, is paying for that so, needs her funds.
She's had a rental car for a month and a half, to the total of $2,400. The rental company took the car from her yesterday. They said the amount would be taken from her checking account on Monday and there will not be enough money in the account to cover it.
We thought it best to close the account and open a new one, to save the money. But then, we thought it might mean she would have a hot check status, even though it wasn't a check. And she might then be arrested, I don't know.
And then, we thought maybe she should take out all but $50.00 so, it's just an overdraft.
Other than telling her how stupid this was, what should she do?