Financial disaster waiting to happen, again and again?

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Sunshine

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My boyfriend and I live together and have relatively serious plans for the future. I am divorced and am scittish about getting into another marriage, but we do talk about possibly marrying in the future.

My credit took a huge beating after my divorce (ex didnt/continues not to meet his financial obligations, including my daughter). I am slowly digging my way back and am pretty confident I can get myself squared away before the new year.

I know my boyfriend had financial problems in the past, long before we were together. Since we have been together, he has had the unfortunate luck of being laid off twice. I know he doesn't have tons of extra money, but assumed he had his business under control.

I recently found out (admittedly through snooping) that his finances could be as bad, maybe even worse than mine. I did confront him and he did not really deny it. We have 2 accounts that are in my name, but have him listed on the account. He had called and made payment arrangements on these accounts without letting me know, as he was unable to make his portion of the payments. He said he wasn't trying to keep anything from me and that because both accounts agreed to payments he could make, he didn't really see a problem. He understands that I feel like he was keeping these things from me, but he assures me he had/has no bad intentions. What would you do?
 
i would have had that all "squared away" before we moved in together. you did not. tomorrow get his name off of your accounts. you are warned. if you have to withdraw all the money or whatever, do whatever it is to protect yourself. act now and negotiate later.

he has no bad intentions? he lies and has serious money problems and has been laid off twice in a short period of time? no bad intentions, just bad.
 
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