I am looking for money that I preferably would not have to pay back (I'm just starting out...) such as grants and scholarships. I'm am going for a BA of Science in nursing. I highly doubt that I will get enough with just grants and scholarships, so I need to know where I can get a good student loan. Low interest rates and that I will not have to pay back until I finish my schooling (about 2 1/2 years). I am a NJ resident going to school in NY university.