I finally saw my Dr today. We're going with Niravam .25 disoluble tablet. Basically it's Xanax in non-pill form. He believes my panic disorder came on when I stopped smoking. I had smoked for 20+ years and I used that as a coping method. Makes sense. Since I quit smoking and had pneumonia at the same time I assumed it was from after effects of the illness.
So now I am anxiously (pun intended) waiting for the perscription to be filled. I've got all my hopes on that little pill working. I hope it works!