There are ways to cut back on spending all your cash. I think I remember hearing the cheapest guy in the world spends around 5k a year or some crazy number. (double ply Tp and then splitting it into two for example). It all matters on how much you want to give up for that extra dollar.
*TIP* Fill up your cars at night. You'll get more gas for your dollar.
As for the significant other, well, Mr. Right does know you rather well ; P