I have a 2002 Monterro Sport, with a recommended timing belt change at 60,000 miles - not cheap to do. I now have 59,000 miles. What's the potential downside of postponing the change 10 or 20,000 miles ?
chances are, you'll be fine. But if it does go, your valvetrain and/or piston heads will most likely be destroyed, which is much more expensive. I wouldn't push it much after 70,000 miles, if the car is valuable. And often it's not all that expensive to replace, depending on what is expensive to you.