I owe $486 to Imagine Credit Card. Jefferson Capital Systems, LLC is the collection agency assigned to the account now. They sent me an offer stating that I can settle the debt for $340 (by making 5 monthly payments of $68.13. This debt is showing as a negative account listed under Imagine(as a closed by credit grantor request) and a negative account listed under Jefferson Capital Systems, LLC. If I take this settlement offer, is there any way I can get them to do something to make it look better on my credit reports (such as take it off, report it paid off, etc)?
Thanks for any help.
Thanks for any help.