Since 1996 the law states that a factory fitted immobiliser must be part of every new car being built. Phone a Ford dealer to find out about Cat 1 or Cat 2 as the handbook does not state which it is. The insurance companies should already know the answer, but when you contact them you might get someone who will not check for you. I once had someone when insuring my car tell me that the manufacturer did not make my model of car - so it can depend on who you are speaking to at the time.