does a car lease assumption have to be approved by the courts during a...

[wendy r]

...bankruptcy to be legally binding? My husband had a suburban that he leased through GMAC while we filed chapter 7 bankruptcy. He signed the lease assumption papers thinking he could keep it, but then decided that we just couldn't afford it. He had a reaffirmation hearing regarding our cars at which point he told the judge that he didn't want to reaffirm or assume the lease on the Suburban. The judge told him that nothing was ever filed with the court regarding the Suburban, so it would be discharged with the bankruptcy. The judge did reaffirm our other car that we currently have. We brought the Suburban back to a dealership and surrendered it. GMAC is now trying to say that he is responsible for the unpaid portion of the lease because he signed the assumption papers. We checked with the courts again, and they have nothing regarding the lease assumption. Does anyone know whether or not a signed lease assumption is valid after a bk discharge if nothing was ever sent in to the courts and it was never ok'd by the judge? We haven't had much luck getting a hold of our attorney and really need to know.