Whenever music becomes an entity created, published, distributed and sold by independent musicians THEN it will be the musicians who are hurt by people pirating music. Right now, 90% of the losses are reported by the recording industry, not by individual artists. And that's certainly something I can live with. If you REALLY want to support independent musicians, go to local shows that aren't supported by Ticketmaster. Otherwise, shut the fuck up because you're just feeding the machine.
This is why I get so pissed at people that walk around with an air of "I just saved the world because I paid $20 too much for a CD." Of that money, approximately $1-2 actually reaches the musicians. The rest is assimilated by the distributors, retailers, publishers - basically, the recording industry at large. The majority of musicians' incomes result from live shows, which almost always net large profits (think: the tickets themselves plus the sponsors and the merchandise sold).
The point is that people that download music are in no way "bad" people, and those that think so are ignorant of the bigger picture.