SterlingTopaz
New member
parking lot? Does the insurance care if you filed a report with the police or not? I came out from shopping and saw that someone rammed my bumper without leaving me a note. My husband said I should have called the police, waited for them to arrive and file a report. Can't I just call my insurance company and let them know what happened? The person who did it didn't tell anyone and left the site.
My husband told me the insurance won't go up since I didn't personally "cause" the accident, but was a victim of someone hitting my car, however, I will have to file a claim.
Actually, I'm not even sure if I still have collision insurance since the car is now 7 years old.
If I don't will it be covered under "collision" or under something else?
My husband told me the insurance won't go up since I didn't personally "cause" the accident, but was a victim of someone hitting my car, however, I will have to file a claim.
Actually, I'm not even sure if I still have collision insurance since the car is now 7 years old.
If I don't will it be covered under "collision" or under something else?