unique5truth
New member
My b/f just bought a new car, which has full coverage. I have health insurance, but I do not want to be added on the vehicle and because its way to expensive and I'd only be driving the vehicle maybe once a month, because he takes the car to work, etc? What I dont get is if your at a club and drunk, they say give your friend the keys. Well oviously, the friend won't be on the policy. Well, almost same situation. Why pay an extra 500 dollars semiannual for something that barely happens? This is NJ... Any1 have any thoughts? Can we get in trouble, etc? TY