S
stacy
Guest
Last year I stopped using a credit card without knowing that there was a direct payment set up for something that I thought I had already changed... so, I ended up owing about $200 for 3 months.... they finally cancelled my card, etc. This happened last June. I have tried to applied for new cards early this year and got denied... when I checked my credit report, it only shows that one bad card and a student card that I had long time ago... and nothing with the cards that I currently have. I own a business and have $10,000 of transactions each month which I pay off 100% every month as soon as I receive the statement.
My question is, why is it that the good cards I currently have (2 american express business cards and 1 mastercard business card) not showing up on my credit report? And, is that bad credit card record going to go away and if so, when??? Is this going to affect me when I want to take out a mortgage to get a house?
My question is, why is it that the good cards I currently have (2 american express business cards and 1 mastercard business card) not showing up on my credit report? And, is that bad credit card record going to go away and if so, when??? Is this going to affect me when I want to take out a mortgage to get a house?