Do I have a legal right to demand a written payment schedule from a debt agency?

Ziggy

New member
I agreed to pay off a loan in monthly instalments when the guy over the phone said that for every £1 I paid off £2 would come off the total amount. According to my credit report only £1 of every £1 paid is coming off.

Whenever I email or write they try to contact me on the phone but I only want to deal with them in writing so they can't back out of their promises. Do I have a legal right to a written schedule?

UK answers only please
 
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