Charge-off from 6+ yrs ago...Didn't know I had it?

  • Thread starter Thread starter Due with #2 on 9-2-08
  • Start date Start date
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Due with #2 on 9-2-08

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I recently applied for a small home improvement loan, and was declined because of a charge-off from 2001. I was only 17 at the time... How can I be charged-off on something when I'm underage?

Also, how can I get a copy of my current credit report without getting into all the "Free" gimmicks online? I need to see this one for myself?
 
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