Im thinking of applying for an auto loan at my credit union my Equifax score is 695 ive used around 33% of my available credit I have no other expenses as i am a live at home student ive been at my job for 21 months i make around 1000$per month (can prove it if needed by lender) the car i want the dealer is asking 13k but again that's "asking price" to give me a better chance of approval i have 2.5k to put down on the car. as far as up keep and maintenance i can do all of it myself as i am very mechanicly inclined and my parents are paying my insurance as reward for being a 4.0 student. So do i have a chance?
Chance Of Auto Loan Approval?
- Thread starter andrew f
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