CC company violates The Credit Card Accountability Responsibility and Disclosure Act

of 2009 that? Requires the due date to fall on the same day each month. If the fixed due date normally falls on a Saturday, Sunday or legal banking holiday, then the due date shall be pushed to the next business day after the date. This measure prohibits due dates to fall on a weekend or holiday.

I've had a few due dates on weekends. What leverage do I have for negotiating my debt with my CC company. I plan to call today and make a one-time discounted payment. My hours are being cut back at work. Either they negotiate my debt or they don't get anything from me.
 
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