My car was hit by a hit and run driver. It messed up the steering so I took it to the dealer in CA, where I live, to have it repaired. My deductible is $500. My insurance adjustor and the dealer cannot come to an agreement on the repair costs so I am being told that I have to pay at least $800.00 more so my current out of pocket is around $1300.00. Is this really my problem? Can my insurance company make me pay this extra amount? The total repair cost are around $5000.00 This a large insurance company based in CA.