I had insurance for my iphone from Best Buy and one month my payment didn't go through. (Best Buy's fault.) I didn't know they hadn't been charging me since then and when I went in to fix my iPhone they checked to see if I had the insurance and they said I didn't have it. That was months again probably December and I've been living without my iphone since then, a friend said that the same thing happened to her and she reinstated the insurance and that they just call your number to see if the phone is working and then they will reinstate the insurance and I could go in a few weeks later or so and say the phone was broke. Does this really work? Seems too good to be true. Anyone have any ideas? I have another iphone (my sisters) if that helps. I could say it was mine if they checked?