i live in california and a month ago our lender calls us and says that back in 2006 it shows we didnt have insurance on our car for a few months and it added 7000 dollars to the loan. then they say we need to pay 900 a month instead of our normal 450. if we fail to make the $900 payment they will repo our car. can i be charged that for something that happened 3 years ago? when i asked why did they wait until now to come after me for that they said it was because they switched companies who handled that for them and just noticed it. can they legally do that?
can our car loan company do this?
- Thread starter Rick R
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