Can my partner count my income when purchasing a home even if I'm not on the loan?

S

Summer

New member
We're moving in together, but decided to only purchase the house under one name since we're not married. Can he count my income as "additional income" when qualifying for the loan amount or only his own?
 
I think you are confusing the option borrowers have of choosing whether or not they want to disclose additional income from child support.

A borrower would be committing fraud if they 'pretended' that 'additional income' was in the form of child support rather than from you.

Bottom line: If you're not on the loan, your income can't be used to qualify and the partner has to qualify on that income alone.
 
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