She makes a descent wage but with house payments, big medical bills, and high utilities as well as heavy student loan payments she is getting farther behind on her utilities. I'm on social security and can't help her with money. Is there some federal or state agency who will give at least even one time assistance. She clears about $1600 a month. That may sound like a lot but in and around Allentown, Bethlehem, Easton it's not.