swimmerdude777 s
New member
I just graduated college and would like to buy a home. I just received a job offer for 65K a year but at this point in my life I do not have credit. Am I able to qualify for a home loan? Also, I do not have 3 non traditional credit references (cable bill, phone bill, etc) either. However, I have a cosigner with very good credit and adequate income for the mortgage. I also have enough saved for a very good down payment on the house. I think I could still qualify for an fha home loan but I am not entirely sure. Please let me know if you think I can qualify.