can I decrease annual percentage rate for car payment?

  • Thread starter Thread starter Josh
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J

Josh

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Hello.
I purchased two cars couple of years ago by loan, 20 months ago for the first car(new car) & 8 months ago for the second car(pre-owned car) and my payment is not over. Loan rate are 7.5%, 7.25% respectively. I got a good credit score.
I've heard one of my friend got a better rate when he purchased his second car.
Can I decrease my rate to below 7% like 6.X% or less than that?
 
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