Depends on high credit, debt ratio, and credit history. For example if you have 2 1000.00 limit credit cards and have no or little balance you will need a high down payment or high APR but still depends on amount financed and your income after taxes to debt ratio, and high credit. Best thing is to buy a less expensive car, say 10grand and payoff early then you will have high credit and a paid off car on your credit which is better then owning a house as it is easier to buy a house then a car.