...loans and a tax return? A judgment has been served against me so I requested a hearing. the creditor has placed a lien on my savings account which is the only money I have at this time. I can prove that the only deposits made into this savings account are student loans and a 2009 federal tax return. I found a mandate in the US CODE "TITLE 20 > CHAPTER 28 > SUB CHAPTER IV > Part F > § 1095a" which was passed 02/01/2010 which dictates that student loans can't be garnished by unsecured creditors. However, I haven't been able to find any legal proof that my tax return can't be garnished "which has already been used". So my questions are does the US CODE overrule the Utah Code and if I can prove that all of my deposits are student loans and a tax return, will the judge overrule the garnishment in my favor?
P.S please leave references "preferably US or UTAH CODE" on any knowledge you may have regarding garnishment/exemptions on federal income tax. I have to represent myself because I have no funds to hire an attorney. I will generously vote for the best answer who can provide me with this information!
P.S please leave references "preferably US or UTAH CODE" on any knowledge you may have regarding garnishment/exemptions on federal income tax. I have to represent myself because I have no funds to hire an attorney. I will generously vote for the best answer who can provide me with this information!