Can a collection agency take you to court?

Yes! They can sue but might have difficulty winning unless the original lender appears in court for them.
Usually, the original lender is hesitant to do this since they probably SOLD THE LOAN to the collection agency and have already written it off.
 
I pay a defaulted school loan $50.00 a month thats what I can afford the collection agency has been calling me asking for more but never give me nothing in written can they sue or garnish my wages if I'm making payments?
 
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