If you change the thermostat to a lower temp, or drill a 1/8" hole in the stat, the overall engine temp WILL DROP. The operating temperature for 4-stroke engines are governed by a few things; emissions (top reason), and combustion efficiency as the top two, the other for CARS is heat in the interior. So, why is there a thermostat in these bikes? EMISSIONS and EFFICIENCY only, since there is no real catalyst system. AND, the temp musy be high for a catalyst system to even work. This is why short trips r (under 5 miles), you produce higher emissions than at full operating temp.
Remove the thermostat and see what happens. MPG will drop, but the engine will be cooler than ever. I have done this with cars and bikes, and I know what the results are. Bash this all you want, but till you do the math and REMOVE the stat, or drill a hole for bypass, you have NO CLUE.
If you use Synthetic 10W40 or 20W50 (higher climate areas) you will be fine all across the board. I have a car with 128,000+ miles, all original w/2.5 V6, used Syn since DAY ONE and it runs like DAY ONE too. Oh, and it is a DODGE, and it's still running like I just bought it.
There is no reason for these bikes to run as hot as they do except for FEDERAL emissions laws, period. However, I am sure I will see what the S.S. has to say about it...