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Devon Steele
Guest
BTW this is our first home for both of us. If that helps with details. We are getting married in june of 2010 and were going to get an apartment for 1100 bucks a month but a house for 900 bucks!!!! or lower!!!
Ok so here is the deal. I filed for bankruptcy and got it discharged or approved what ever you want to call it in December of 2008. (that is when it was officially filed and everything was taken care of)
My credit score is about 625 i think or something around that but of course i have the bankruptcy on it so yea. The catch is my fiance has i think Awesome credit. She was approved for a credit card for 3 times the amount normally given. (her father who has good credit with a ton of income lol got 1/3 of her) But anyways if we apply together probably later in the year (so that i can be on the loan and get my credit score up) will it work or will we be denied because of me?
I have a CC that i had during bankruptcy but was not included because i paid it off before hand so i stated using that again and i got a secured card that i had to send 200 bucks for to start. I have savings and checking accounts and i paid off my car loan so i have no crazy debt at all!! Wowzers lol
What are my chances?? Any help or suggestions or what ever would be really helpful because we have found foreclosure houses etc that are the same price as renting an apartment where i live!!!
Thank you!
Ok so here is the deal. I filed for bankruptcy and got it discharged or approved what ever you want to call it in December of 2008. (that is when it was officially filed and everything was taken care of)
My credit score is about 625 i think or something around that but of course i have the bankruptcy on it so yea. The catch is my fiance has i think Awesome credit. She was approved for a credit card for 3 times the amount normally given. (her father who has good credit with a ton of income lol got 1/3 of her) But anyways if we apply together probably later in the year (so that i can be on the loan and get my credit score up) will it work or will we be denied because of me?
I have a CC that i had during bankruptcy but was not included because i paid it off before hand so i stated using that again and i got a secured card that i had to send 200 bucks for to start. I have savings and checking accounts and i paid off my car loan so i have no crazy debt at all!! Wowzers lol
What are my chances?? Any help or suggestions or what ever would be really helpful because we have found foreclosure houses etc that are the same price as renting an apartment where i live!!!
Thank you!