"I have a 401(k), I should be good." "I have to pay off my debt before I think about retirement." They're all common refrains from people who may think they're setting themselves up for a solid retirement, but may actually be deluding themselves into putting off saving the money they'll need to live off of later. The folks over at Time Moneyland make the case that it's time we break down these—and a few other half-truths we tell ourselves to get out of saving for the future, and start saving today. More »