Most shops do but why would you pay 20% extra for a bike. Get a grip it is only a bike, maybe you should save or get a bike that is more in line with your budget. Bikes go down in value worse than cars. The only real value is use in transportation. Bikes are frequently stolen and the their never caught. The more you spend increases the likely hood of it being stolen. It is not a purchase you should finance. I'm just saying....
