A
AmY
Guest
I have 4 small credit cards (for bad credit, with those high charges) that are at their max. I had to use them after we had our daughter to even buy the things she needed. So now, we are a total of $2000 estimated in debt with these credit cards, which seem to be hurting our credit instead of helping it. We don't make that much money, so we don't have a whole lot to put on them except the minimum. We could adjust where needed, but what is the best way to pay these down and eventually off? (All the while helping our credit...)
Would it be smart to get some type of loan to pay these off, and then just pay the loan back? Or would it be better to just put the money directly on to the debt....?
Would it be smart to get some type of loan to pay these off, and then just pay the loan back? Or would it be better to just put the money directly on to the debt....?