Best time to buy a 1098?

P

PACCAPACCA

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I am not too sure of, but I think if you don't take the special rate, the dealer gets $1,000 incentive or something. It is not confirm yet.
 
Most of time when manufature offering special rates, if you don't take it and sometimes manufacture also offering incentive to dealership. The incentive is for dealership, not direct to customer. It is not like rebates direct to customer. It is additional cash for dealership only, and to help dealerships to clean their inventories. I know 1098S has $1,000, but not sure if 1098 has that $1,000.
 
Ok, I'm trying to understand what you are saying, but I think English may not be your first language. I'm not insulting you, just making an observation....

So are you saying that if you don't go with the .99% financing, then the dealership gets a bonus? If that's the case, what would be the dealership's reason for even advertising the special financing deal?
 
A rebate is offering to general publics. An incentive is additional discount offering to dealerships. Ducati is offering special rates for different finance terms. Sometimes manufacture is offering addition cash for dealership to clean their old inventories.

I guess you are not in Sales business perhaps...

The standard rate on a bike is about 6.99%, and a special rate will be a great tool for dealership to make more money. How? Simple. Most of the customer finance his or her bike, agree? Most of them are payment buyer.

Lets say your payment is $400 per month @6.99%. If you can only pay $380 per month, do you think the dealership discount the price to match taht payment you want? No. They just use the 0.99% special rate. You are happy to get the $380 payment were as dealership sold the bike to you at same price.

If the customer pays lots money for down payment with low monthly payment on a short term financing. Lets say his payment is $150 per month. The customer knows about the special 0.99% special rate. Dealership will show him the payment structure base on 0.99%. The dealership might offer the customer same monthly payment with 3.99% (a good credit APR) and discount the bike's price with what ever the reason they can come up with. The truth is the financing charge from 0.99% and 3.99% is probably only $250 difference, but dealership can get $1000 incentive money from manufacture by not taking the special rate. The dealership might discount $250 on the bike, but get $750 more in profit from inventive money.

If you still cannopt understand, then I cannot explain any deeper.
 
I think Ducati dealerships were offering really good deal now. You probably can get it for under $15k + fees right now for 2008 Ducati 1098. If you need the inforamtion on which dealership to contac, just pm me.
 
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