Before applying Occam's Razor should the person be familiar with the subject discussed?

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Any layman can have an opinion and most people can understand the concept of Occam's Razor. But when formulating a hypothesis on a subject wouldn't it be best if the person postulating his ideas was an expert on the subject. For example: Photographic Analysis - To a layman a certain part of a picture may be a smudge. To an expert that smudge may be a lot more than perceived because of his understanding of photography and varying factors.

So, again, shouldn't we be experts or very familiar with subject matter before asserting what is the simplest of the competing theories?
 
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