proud walker
New member
I have 'free' annual travel insurance with my bank account at Lloyds but have to pay a shed-load of money every year to cover our pre existing conditions, also, say the renewal is due in August and we don't travel between then and say April, when we re apply they backdate it eight months so we have to pay in full for the full year each time.
As we usually only travel in the EU I asked if we could have the basic travel insurance for stuff like delays, lost luggage broken leg etc and exclude any preexisting conditions and get single trip cover if we decide to venture further, but was told it was all or nothing. Can this be true? I think we're getting royally ripped off, and this 'free' insurance is far from being free at all, also I hate going into details of my conditions every year, it's really depressing.
Has anyone else got this problem? and have they managed to get just the basic insurance?
As we usually only travel in the EU I asked if we could have the basic travel insurance for stuff like delays, lost luggage broken leg etc and exclude any preexisting conditions and get single trip cover if we decide to venture further, but was told it was all or nothing. Can this be true? I think we're getting royally ripped off, and this 'free' insurance is far from being free at all, also I hate going into details of my conditions every year, it's really depressing.
Has anyone else got this problem? and have they managed to get just the basic insurance?