Auto insurance company refuses to pay expeses in full, do I have to go to court?

T

Tomas M

New member
I was in a car accident about a year ago. Other party's fault. Now I'm getting a settlement letter from the other party's insurance: they're only willing to pay $500 of $1000 of my car rental bill. They say the car was in the shop unreasonably too long. It was just after the hurricaine last year and all bodyshops were way behind due to all the cars damaged by force majeure. I tried to bargain with them, but they would not budge. Do I have to take them to court? Is it worth it? What else can I do?
 
Excellent advice from Just Me - try that first. The other option is if you have collision coverage AND rental reimbursement coverage on your own policy, file a claim with your own insurance for the remaining unpaid rental balance.
 
You should be bargaining with the body shop to pay the extra rental. It's their fault your vehicle was in the shop so long, not the insurance company's. If they wont pay, you may be SOL. It'll probably cost you more than it's worth to take the insurance company to court.
 
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