If you're interested, it's worth buying a telescope no matter where you live. I carried out an active and varied observing program for many years while living in downtown Toronto. However, don't expect to buy a decent telescope for $100 to $150: you'll need to spend at least twice that to get something that's more than a toy.
Here are a few web pages with good information on beginner's telescopes:
http://www.gaherty.ca/tme/TME0702_Buying_a_Telescope.pdf
http://www.scopereviews.com/begin.html
http://observers.org/beginner/j.r.f.beginner.html
For more advanced information, read Phil Harrington's Star Ware, 4th edition (Wiley).
You'll get the greatest value for your money with a Newtonian reflector on a Dobsonian mount, such as these:
http://www.telescope.com/control/category/~category_id=dobsonians/~pcategory=telescopes/~VIEW_INDEX=0/~VIEW_SIZE=1000000
http://www.skywatchertelescope.net/swtinc/product.php?class1=1&class2=106
Buy from a store which specializes in telescopes and astronomy, either locally or online; don't buy from department stores, discount stores or eBay as mostly what they sell is junk. Find your local astronomy club and try out different telescopes at one of their star parties:
http://www.skyandtelescope.com/community/organizations
I strongly recommend that beginners steer clear of astrophotography until they have learned their way around the sky. Astrophotography is by far the most expensive and difficult area of amateur astronomy.
Many people who buy telescopes have no idea how to find interesting things to observe. A good introduction to finding things is NightWatch by Terence Dickinson (Firefly). A more advanced book is Star Watch by Phil Harrington (Wiley).