Approved for a home loan with 3.5% down payment. Made offers on 4 houses

  • Thread starter Thread starter Mehan
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Mehan

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and got denied. What's going on? Realtor said that it's better to concentrate on short sales and/or foreclosures and told me that it's going to take longer. Are they waiting for the best offer? and does 3.5% down payment (FHA) really works?
 
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