Applying for Early Decision and am worried about financial aid?

Wayfarer

New member
Hello,

I am applying to UPenn and am considering Early Decision. I am a unsure about how the financial aid works into the application process:

What happens if my family is overestimated in their ability to pay?
If I am accepted and the aid is not enough, will I be forced to take a student loan?
Can you get out of ED if you cant pay?
how do you prove you cant?
Is there a down side if you do back out (blacklist, etc.)?

Yes I am contacting the financial aid office, but I wanna get as much info as possible.
Thanks.
 
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