Anyone have collission?

S

Sammy K

New member
Malx, with the coverage amounts, would you mind listing the current coverage costs? Like

Personal Property $15k cost $159.00
uninsured $15/30 cost is $1,200

The amounts can sometimes lead in to what is being rated. Like if you live in an area known for drivers lacking insurance (TN/KY etc) then the uninsured motorists cost are much greater than a place like CO where ppl are can a) afford it and b) have higher level of personal responsibility

FWIW I dropped medical coverage a while ago cause the cost was $500/yr, and I already have coverage on full medical. Well moving to CO and a year later they decide you have to have medical so now I have it again. My insurance still went down from AZ (way higher theft and underinsured motorist rates).
 
So bottom line is, State Farm was the cheapest at 1400/year with collision but the Bodily Injury, Property Damage, Liability rates were terrible. So what I did was, I called Gieco back and got high rates for liability and comprehensive and took Collision off the bike. I didn some numbers, it dosen't make sense to have it on there. In the event i have an accident, I want to be covered, if I need to pay to fix the bike, it's worth it to me.

Sigh
-J
 
Yeah, not exactly smart. But my first quote for comp was $5000 per year so i quit trying. My coverage will end next month and ill probably upgrade to collision.
 
Yeah, that's the numbers I got. At that point, it does not make sense to have collisions. It's cheaper to fix things yourself.
 
Back
Top