Am I liable if the person I live with runs his business from my house?

  • Thread starter Thread starter animas_winds
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animas_winds

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I live with a guy who has his own company. It's a corporation and had a board of directors. He ships via UPS and Yellow Freight and receives pallets of stuff and stores it in a shed on my land..Sometimes he hires temporary workers through a local temp agency too. The products are heavy and there is also a forklift involved.. If he (No, we're not married) gets hurt on my land or one of the workers, am I liable? Should his company get insurance to protect me? I pay the mortgage and utilities. He pays no rent to use my house or yard. Is this legal? This is in NM
 
Your home insurance likely only covers residential uses for your home. In fact, there's a good chance your home is not even zoned to allow the type of business he's running (shipping and receiving product on that scale).

I'd start by asking your own insurance company.
 
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