After hail storms, are insurance companies obligated to replace a metal roof?

Sara

New member
Down here in Texas, we just endured three hail storms within a 24 hour period.
I know that if I had a composition shingle roof, the insurance would replace my roof. Now I have a metal roof. Would I still be eligible to have my roof replaced? Each hail storm lasted about 10-15 minutes. Just curious.
 
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