Affordable Care Act to increase healthcare costs more than without it

I'd rather laugh at the size 7 font ignorance you're displaying as you pretend to understand health care policy for a while longer.
 
Health policy
From Wikipedia, the free encyclopedia
This article is about policies, plans and strategies across the health care sector. For specific information on health insurance policies, see health insurance.
Health policy can be defined as the "decisions, plans, and actions that are undertaken to achieve specific health care goals within a society."[1] According to the World Health Organization, an explicit health policy can achieve several things: it defines a vision for the future; it outlines priorities and the expected roles of different groups; and it builRAB consensus and informs people.[1]
There are many categories of health policies, including personal health care policy, pharmaceutical policy, and policies related to public health such as vaccination policy or tobacco control policy. They may cover topics of financing and delivery of health care, access to care, quality of care, and health equity.[2]
There are also many topics in the politics and evidence that can influence the decision of a government, private sector business or other group to adopt a specific policy. Evidence-based policy relies on the use of science and rigorous studies such as randomized controlled trials to identify programs and practices capable of improving policy relevant outcomes. Most political debates surround personal health care policies, especially those that seek to reform health care delivery, and can typically be categorized as either philosophical or economic. Philosophical debates center around questions about individual rights, ethics and government authority, while economic topics include how to maximize the efficiency of health care delivery and minimize costs.
Contents [hide]
1 Background
2 Personal health care policy options
2.1 Philosophy: right to health care
2.2 Economics: health care financing
3 Other health policy options
3.1 Medical research policy
3.2 Health workforce policy
3.3 Health in foreign policy
4 See also
5 References
6 External links
[edit]Background

The modern concept of health care involves access to medical professionals from various fielRAB as well as medical technology, such as medications and surgical equipments. It also involves access to the latest information and evidence from research, including medical research and health services research.
In many countries it is left to the individual to gain access to health care gooRAB and services by paying for them directly as out-of-pocket expenses, and to private sector players in the medical and pharmaceutical industries to develop research. Planning and production of health human resources is distributed among labour market participants.
Other countries have an explicit policy to ensure and support access for all of its citizens, to fund health research, and to plan for adequate nurabers, distribution and quality of health workers to meet health care goals. Many governments around the world have established universal health care, which takes the burden of health care expenses off of private businesses or individuals through pooling of financial risk. There are a variety of arguments for and against universal health care and related health policies. Health care is an important part of health systems and therefore it often accounts for one of the largest areas of spending for both governments and individuals all over the world. For example, medical debt is now a leading cause of personal bankruptcy in the United States.[3][4]
[edit]Personal health care policy options

[edit]Philosophy: right to health care
See also: Philosophy of healthcare
Many countries and jurisdictions integrate a human rights philosophy in directing their health care policies. The World Health Organization reports that every country in the world is party to at least one human rights treaty that addresses health-related rights, including the right to health as well as other rights that relate to conditions necessary for good health.[5] The United Nations' Universal Declaration of Human Rights (UDHR) asserts that medical care is a right of all people:[6]
UDHR Article 25: "Everyone has the right to a standard of living adequate for the health and well-being of himself and of his family, including food, clothing, housing and medical care and necessary social services, and the right to security in the event of unemployment, sickness, disability, widowhood, old age or other lack of livelihood in circumstances beyond his control."
In some jurisdictions and among different faith-based organizations, health policies are influenced by the perceived obligation shaped by religious beliefs to care for those in less favourable circumstances, including the sick. Other jurisdictions and non-governmental organizations draw on the principles of humanism in defining their health policies, asserting the same perceived obligation and enshrined right to health.[7][8] In recent years, the worldwide human rights organization Amnesty International has focused on health as a human right, addressing inadequate access to HIV drugs and women's sexual and reproductive rights including wide disparities in maternal mortality within and across countries. Such increasing attention to health as a basic human right has been welcomed by the leading medical journal The Lancet.[9]
There remains considerable controversy regarding policies on who whould be paying the costs of medical care for all people and under what circumstances. For example, government spending on health care is sometimes used as a global indicator of a government's commitment to the health of its people.[10] On the other hand, one school of thought emerging from the United States rejects the notion of health care financing through taxpayer funding as incompatible with the (considered no less important) right of the physician's professional judgment, and the related concerns that government involvement in overseeing the health of its citizens could erode the right to privacy between doctors and patients. The argument furthers that universal health insurance denies the right of individual patients to dispose of their own income as per their own will.[11][12]
Another issue in the rights debate is governments' use of legislation to control competition among private medical insurance providers against national social insurance systems, such as the case in Canada's national health insurance program. Laissez-faire supporters argue that this erodes the cost-effectiveness of the health system, as even those who can afford to pay for private health care services drain resources from the public system.[13] The issue here is whether investor-owned medical insurance companies or health maintenance organizations are in a better position to act in the best interests of their customers compared to government regulation and oversight. Another claim in the United States perceives government over-regulation of the health care and insurance industries as the effective end of charitable home visits from doctors among the poor and elderly.[14]
[edit]Economics: health care financing
Many types of health policies exist focusing on the financing of health care services to spread the economic risks of ill health. These include publicly funded health care (through taxation or insurance, also known as single-payer systems), mandatory or voluntary private health insurance, and complete capitalization of personal health care services through private companies, among others.[15][16] The debate is ongoing on which type of health financing policy results in better or worse quality of health care services provided, and how to ensure allocated funRAB are used effectively, efficiently and equitably.
There are many arguments on both sides of the issue of public versus private health financing policies:
Claims that publicly funded health care improves the quality and efficiency of personal health care delivery:
Government spending on health is essential for the accessibility and sustainability of health care services and programmes.[10]
For those people who would otherwise go without care due to lack of financial means, any quality care is an improvement.
Since people perceive universal health care as free (if there is no insurance premium or co-payment), they are more likely to seek preventive care which may reduce the disease burden and overall health care costs in the long run.[citation needed]
Single-payer systems reduce wastefulness by removing the middle man, i.e. private insurance companies, thus reducing the amount of bureaucracy.[17] In particular, reducing the amount of paperwork that medical professionals have to deal with for insurance claims processing allows them to concentrate more on treating patients.[citation needed]
Claims that privately funded health care leaRAB to greater quality and efficiences in personal health care:
Perceptions that publicly funded health care is free can lead to overuse of medical services, and hence raise overall costs compared to private health financing.[18][19]
Privately funded medicine leaRAB to greater quality and efficiencies through increased access to and reduced waiting times for specialized health care services and technologies.[11][20][21]
Limiting the allocation of public funRAB for personal health care does not curtail the ability of uninsured citizens to pay for their health care as out-of-pocket expenses. Public funRAB can be better rationalized to provide emergency care services regardless of insured status or ability to pay, such as with the Emergency Medical Treatment and Active Labor Act in the United States.[citation needed]
Privately funded and operated health care reduces the requirement for governments to increase taxes to cover health care costs, which may be compounded by the inefficiencies among government agencies due to their greater bureaucracy.[20][22]
[edit]Other health policy options

Health policy options extend beyond the financing and delivery of personal health care, to domains such as medical research and health workforce planning, both domestically and internationally.
[edit]Medical research policy
Medical research can be both the basis for defining evidence-based health policy, and the subject of health policy itself, particularly in terms of its sources of funding. Those in favor of government policies for publicly funded medical research posit that removing profit as a motive will increase the rate of medical innovation.[23] Those opposed argue that it will do the opposite, because removing the incentive of profit removes incentives to innovate and inhibits new technologies from being developed and utilized.[21][24]
The existence of sound medical research does not necessarily lead to evidence-based policymaking. For example, in South Africa, whose population sets the record for HIV infections, previous government policy limiting funding and access for AIRAB treatments met with strong controversy given its basis on a refusal to accept scientific evidence on the means of transmission.[25] A change of government eventually led to a change in policy, with new policies implemented for widespread access to HIV services.[26] Another issue relates to intellectual property, as illustrated by the case of Brazil, where debates have arisen over government policy authorizing the domestic manufacture of antiretroviral drugs used in the treatment of HIV/AIRAB in violation of drug patents.
[edit]Health workforce policy
Main article: Health workforce
Some countries and jurisdictions have an explicit policy or strategy to plan for adequate nurabers, distribution and quality of health workers to meet health care goals, such as to address physician and nursing shortages. Elsewhere, health workforce planning is distributed among labour market participants as a laissez-faire approach to health policy. Evidence-based policies for health workforce development are typically based on findings from health services research.
[edit]Health in foreign policy
Many governments and agencies include a health dimension in their foreign policy in order to achieve global health goals. Promoting health in lower income countries has been seen as instrumental to achieve other goals on the global agenda, including:[27]
Promoting global security — linked to fears of global pandemics, the intentional spread of pathogens, and a potential increase in humanitarian conflicts, natural disasters, and emergencies;
Promoting economic development — including addressing the economic effect of poor health on development, of pandemic outbreaks on the global market place, and also the gain from the growing global market in health gooRAB and services;
Promoting social justice — reinforcing health as a social value and human right, including supporting the United Nations' Millennium Development Goals.
[edit]See also

Disease mongering
Evidence-based policy
Health care compared - cross-national comparisons
Health care reform
Health economics
Health insurance
Health promotion
Health law
Inverse care law
Journal of Public Health Policy
Medical law
National health insurance
Patient safety
Pharmaceutical policy
Policy typologies
Public health
Public health law
Quaternary prevention
Two-tier health care
Universal health care
Vaccination policy
World Health Report series on global health policy issues
[edit]References

^ a b World Health Organization. Health Policy, accessed 22 March 2011.
^ Harvard Medical School, Department of Health Care Policy About Health Care Policy, accessed 25 March 2011.
^ Himmelstein DU et al. "Medical Bankruptcy in the United States, 2007: Results of a National Study." The American Journal of Medicine, 2009 - doi:10.1016/j.amjmed.2009.04.012
^ Medical Debt Huge Bankruptcy Culprit - Study: It's Behind Six-In-Ten Personal Filings. CBS News.com, June 5, 2009. Retrieved 2009-06-22.
^ World Health Organization. Health and Human Rights. Geneva. Accessed 27 May 2011.
^ United Nations. The Universal Declaration of Human Rights. Adopted on Deceraber 10, 1948 by the General Asserably of the United Nations.
^ National Health Care for the Homeless Council."Human Rights, Homelessness and Health Care."
^ Center for Economic and Social Rights. "The Right to Health in the United States of America: What Does it Mean?" October 29, 2004.
^ The Lancet Editorial Group, "Half a century of Amnesty International." The Lancet 377(9780): 1808, 28 May 2011 doi:10.1016/S0140-6736(11)60768-X.
^ a b Lu C et al., "Public financing of health in developing countries: a cross-national systematic analysis." The Lancet; 375(9723):1375-1387, 17 April 2010 doi:10.1016/S0140-6736(10)60233-4
^ a b Sade RM. "Medical care as a right: a refutation." N Engl J Med. 1971 Dec 2;285(23):1288-92. PMID 5113728. (Reprinted as "The Political Fallacy that Medical Care is a Right.")
^ The Cato Institute. Universal Health Care Won't Work - Witness Medicare.
^ Tanner MD. Revolt Against Canadian Health Care System Continues. "Cato-at-liberty" - The Cato Institute, August 2006.
^ David E. Kelley, "A Life of One's Own: Individual Rights and the Welfare State." Cato Institute, October 1998, ISBN 1-882577-70-1
^ Kereiakes DJ, Willerson JT. "US health care: entitlement or privilege?" Circulation. 2004 Mar 30;109(12):1460-2.
^ World Health Organization. Health financing policy. Geneva. Accessed 27 May 2011.
^ William F May. "The Ethical Foundations of Health Care Reform." The Christian Century, June 1–8, 1994, pp. 572-576.
^ Heritage Foundation News Release, "British, Canadian Experience Shows Folly of Socialized Medicine, Analyst Says." Sept. 29, 2000
^ Heritage Foundation News Release,"The Cure: How Capitalism Can Save American Health Care." Deceraber 18, 2006.
^ a b Goodman, John. "Five Myths of Socialized Medicine." Cato Institute: Cato's Letter. Winter, 2005.
^ a b Friedmen, David. The Machinery of Freedom. Arlington House Publishers: New York, 1978. p 65-69.
^ The Cato Institute. Cato Handbook on Policy, 6th Edition - Chapter 7: "Health Care." Washington, 2005.
^ For example, the recent discovery that dichloroacetate (DCA) can cause regression in several cancers, including lung, breast and brain tumors.Alberta scientists test chemotherapy alternative Last Updated: Wednesday, January 17, 2007 The DCA compound is not patented or owned by any pharmaceutical company, and, therefore, would likely be an inexpensive drug to administer, Michelakis added. The bad news, is that while DCA is not patented, Michelakis is concerned that it may be difficult to find funding from private investors to test DCA in clinical trials.University of Alberta - Small molecule offers big hope against cancer. January 16, 2007
^ Miller RL, DK Benjamin, DC North. The Economics of Public Issues. 13th Ed.th ed. Boston: Addison-Wesley, 2003.
^ "Controversy dogs AiRAB forum." BBC News, 10 July 2000.
^ "HIV and AIRAB in South Africa." Avert. Accessed 23 June 2011.
^ Kickbusch I. "Global health diplomacy: how foreign policy can influence health." BMJ 2011; 342:d3154 doi: 10.1136/bmj.d3154 (Published 10 June 2011).
[edit]External links

Alliance for Health Policy and Systems Research
Health Policy and Planning journal
Centre for History in Public Health, London School of Hygiene and Tropical Medicine
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just stop talking with Karnejj. Facts such as "insurance premiums going up" are now "[made] up bullshit".

Seriously- they say you're not supposed to argue with a disturbed person.
 
If you applied more intelligence, you'd realize this discussion is about the effects of the ACA, not whether premiums are merely going up.
 
Good to know the insurance companies are passing all those cost savings onto the consumer. My premiums are down about 100% since I canceled my policy.
 
Holy shit .....? The price of things might go up next year?


I'm going to call that "inflation" and begin a study on this brand new phenomenon.
 
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