2009 Ford Focus or a 2009 Honda Civic?

  • Thread starter Thread starter Jay Dee
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Jay Dee

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I had a 2006 Ford Focus until it was totaled in a head on collision. It did an excellent job protecting me from the accident and suffered no fractures.

Now I have to purchase a new car and I can get a 2009 Honda Civic Automatic DX-VP for $18,500 out the door. Then today I learned that Ford is going to offer employee pricing on their cars. I know I would be able to save about $3k-$4k on a car if I went with the Ford. I never had any mechanical problems with the ford, but the idea of getting the car at $3k cheaper than the civic might be a good option.

I know the civic will last me 7+years, but I worry that this short term investment might pay off more in the long run. I do get a better rate than the civic at 3.9% finance for 60 months than the Ford's 5.9% finance for 60 months. But perhaps since the Ford will be cheap, I can do 36 months for 0.0% financing
 
you already know the ford will protect you in an accident - it will depreciate faster but if you keep it a long time it shouldn't matter
 
They are both pretty good cars. If you plan on keeping it for a long time, I would go with the Focus. If you're going to sell or trade it within 4 or 5 years, then get the honda. Domestics don't re-sell well. In today's economy, I would dictate invoice or even less to the dealer. Don't pay a penny more.

My ford has been a good car as well, so I think either of them will serve you well.
 
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