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If you do you will have what they call negative equity its a very bad idea, you will be upside down in your payments and have to pay back some of what they pay you. you really only get the value of a car when traded in, not what you owe its such a old trick.

My Contractor has one his has 6 speeds but he really tricked it out, anyway I as well almost bought one it had 5

I would dispute it there is something weird going on.