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Are your girlfriend out of her mind or something - like crazy?No offense

The answer is not in your options. When applying for a home loan, the lenders(most likely banks), based the interest rate on your credit score. If you have a good credit score, you can make a good deal and your interest rate would be lower.

Hi. I don't know where you are living but I want to answer your question. If you want an online loan application, you can check out this link if you are interested - Auto Loan

It only needs a simple calculation to determine how long it would take to payoff your auto loan. In my calculation, it will take almost a year if you pay regularly and no late payment.

Nice to know you're financially stable. You have said that you only have 1 credit card account. Your husband also. I advise that you need to open many credit card accounts but not so much(3 to 5 are good). In this way, your credit score will rapidly boost. *** Home Loan ***

That's a wonderful idea. I think that as long as you pay your auto loan on time and above the minimum payment, your credit score will boost. I think it's until you have paid it all. Keep it up!

You said that your dad ruined his credit and your mother's. I don't think it's not good if your parents would be the co-signers. Oh, do you hated them much? You should not. :more crackers: *** Auto Loan ***

You're just lucky. Think of it, you can have your car without expending your own money. But ofcourse, you owe your aunt and dad because without them your loan application would be impossible. You should thank them :) *** Auto Loan ***

There's no one who send to jail for not paying back a debt. The lenders can't do that because borrowers have certain rights and they can't just threatened them and do what they want in order to pay back the loan. *** Loans in Philippines ***

Applying for a loan in a private lender is an option. I don't know other ways but maybe this can help you. Thanks! *** Loans in Philippines ***

Hi you can apply a loan in private lending company that accepts borrowers with no credit history. Starting your own online retail store is brilliant idea. *** Loans in Philippines ***

You should ask the dealer about the details of the paper work. Make sure that you know all the purposes of the papers you are signing. *** Loans in Philippines ***

I'm sure that you will get approved. It depends on the policies of the bank. But most banks accept this kind of loan application. Good luck to you! :capitulate: *** Loans in Philippines ***