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Look at it from a pro and a con point of view

Celebrating one year anniversary with gf. Trying to make up a journal with pictures of major things we did. Looking for the journal or album to start. Im in NYC. Should I go to a store like staples or Walgreens. What is specific place i can go to? Thanx

Derivatives are risky themselves. How can they be used to leverage or reduce the risk of investments?? Im confused. Can anyone clarify. Thanks