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Dalton Timmis Insurance. They are in Ontario. They are supposed to be the cheaper one. I sent you an email, but I'll tell you here what the woman at Dalton timmis told me. If you are a beginner, all you have to do is have your license for a year, regardless if you ride, and then your rates...

Dalton Timmis Insurance. They are in Ontario. They are supposed to be the cheaper one. I sent you an email, but I'll tell you here what the woman at Dalton timmis told me. If you are a beginner, all you have to do is have your license for a year, regardless if you ride, and then your rates...